The Cure the Pain Blog

Level-funded health plans have become one of the most talked-about options in the small-to-mid-market benefits space. The pitch is compelling. You get the payment predictability of a fully insured plan combined with the cost-saving potential of self-funding. Bottom...

Self-funded health plans get a lot of attention for what they can do: more control over plan design, more transparency into where the money goes, and the possibility of keeping what you don't spend. That's all true. But moving to a self-funded model without...

Ask most employers what their benefits package looks like, and you'll get a health insurance summary. Premium, deductible, maybe a dental add-on if you push. That's the beginning of an answer, not the whole one. A comprehensive employee benefits package isn't health...

Every year, companies lose solid employees. Good ones. The kind who knew the job, trained their teammates, and never needed to be managed through the basics. They leave, and leadership spends the next quarter trying to figure out why. A lot of the time, the answer...

Dental insurance has a funny way of looking simple right up until someone actually tries to use it. The premiums seem reasonable. The coverage charts all blur together. Every carrier promises "great value" and hopes you don't ask what that actually means. Then reality...