The Cure the Pain Blog

Life Insurance Might Be Your Most Overlooked Benefit

Open enrollment moves fast. Health plans get debated line by line, dental tiers get compared like fantasy football stats, and premium increases get haggled down to the decimal. Then someone brings up life insurance, everyone nods, and the conversation moves on to...

Why Paycheck Protection Insurance Is a Non-Negotiable Benefit

Most benefit conversations start and end with health insurance. It's the first line item on every broker's slide deck and the first box employers scramble to check. But there's a quieter question running through your workforce, one that never makes it into open...

Level-Funded Health Insurance: Pros, Cons, and Who It’s Right For

Level-funded health plans have become one of the most talked-about options in the small-to-mid-market benefits space. The pitch is compelling. You get the payment predictability of a fully insured plan combined with the cost-saving potential of self-funding. Bottom...

Stop-Loss Insurance: The Safety Net Behind Self-Funded Plans

Self-funded health plans get a lot of attention for what they can do: more control over plan design, more transparency into where the money goes, and the possibility of keeping what you don't spend. That's all true. But moving to a self-funded model without...

Your Benefits Package Should Be Something to Brag About

Ask most employers what their benefits package looks like, and you'll get a health insurance summary. Premium, deductible, maybe a dental add-on if you push. That's the beginning of an answer, not the whole one. A comprehensive employee benefits package isn't health...