The Cure the Pain Blog
Fully Insured, Level-Funded, Self-Funded: What’s the Difference?
Look at your current health plan. How did you end up with that...
Reference-Based Pricing: What It Is, How It Works, Where It Backfires
Walk into a hospital and ask what a procedure costs before you...
Life Insurance Might Be Your Most Overlooked Benefit
Open enrollment moves fast. Health plans get debated line by line,...
Why Paycheck Protection Insurance Is a Non-Negotiable Benefit
Most benefit conversations start and end with health insurance. It's...
Level-Funded Health Insurance: Pros, Cons, and Who It’s Right For
Level-funded health plans have become one of the most talked-about...
Fully Insured, Level-Funded, Self-Funded: What’s the Difference?
Look at your current health plan. How did you end up with that structure? Was it because you did thorough research, compared options, understood the trade-offs, and made a deliberate call? Or was it because a rushed broker handed you that and told you it was what you...
Reference-Based Pricing: What It Is, How It Works, Where It Backfires
Walk into a hospital and ask what a procedure costs before you schedule it. They can't tell you. Ask your insurance carrier what they've negotiated to pay for that same procedure. That's proprietary. Ask some insurance brokers why premiums went up this year. You'll...
Life Insurance Might Be Your Most Overlooked Benefit
Open enrollment moves fast. Health plans get debated line by line, dental tiers get compared like fantasy football stats, and premium increases get haggled down to the decimal. Then someone brings up life insurance, everyone nods, and the conversation moves on to...
Why Paycheck Protection Insurance Is a Non-Negotiable Benefit
Most benefit conversations start and end with health insurance. It's the first line item on every broker's slide deck and the first box employers scramble to check. But there's a quieter question running through your workforce, one that never makes it into open...
Level-Funded Health Insurance: Pros, Cons, and Who It’s Right For
Level-funded health plans have become one of the most talked-about options in the small-to-mid-market benefits space. The pitch is compelling. You get the payment predictability of a fully insured plan combined with the cost-saving potential of self-funding. Bottom...