The Cure the Pain Blog
Short-Term vs. Long-Term Disability: Protect Every Paycheck
Most employees assume that if something happens to them, the company...
Fully Insured, Level-Funded, Self-Funded: What’s the Difference?
Look at your current health plan. How did you end up with that...
Reference-Based Pricing: What It Is, How It Works, Where It Backfires
Walk into a hospital and ask what a procedure costs before you...
Life Insurance Might Be Your Most Overlooked Benefit
Open enrollment moves fast. Health plans get debated line by line,...
Why Paycheck Protection Insurance Is a Non-Negotiable Benefit
Most benefit conversations start and end with health insurance. It's...
Short-Term vs. Long-Term Disability: Protect Every Paycheck
Most employees assume that if something happens to them, the company has a plan. Most employers assume health insurance covers it. Both groups are wrong, and both pay for that mistake when it matters most. Paycheck protection insurance for employees is what closes...
Fully Insured, Level-Funded, Self-Funded: What’s the Difference?
Look at your current health plan. How did you end up with that structure? Was it because you did thorough research, compared options, understood the trade-offs, and made a deliberate call? Or was it because a rushed broker handed you that and told you it was what you...
Reference-Based Pricing: What It Is, How It Works, Where It Backfires
Walk into a hospital and ask what a procedure costs before you schedule it. They can't tell you. Ask your insurance carrier what they've negotiated to pay for that same procedure. That's proprietary. Ask some insurance brokers why premiums went up this year. You'll...
Life Insurance Might Be Your Most Overlooked Benefit
Open enrollment moves fast. Health plans get debated line by line, dental tiers get compared like fantasy football stats, and premium increases get haggled down to the decimal. Then someone brings up life insurance, everyone nods, and the conversation moves on to...
Why Paycheck Protection Insurance Is a Non-Negotiable Benefit
Most benefit conversations start and end with health insurance. It's the first line item on every broker's slide deck and the first box employers scramble to check. But there's a quieter question running through your workforce, one that never makes it into open...